PACE Financing In Florida
100% Financing to Help You Pay for Your Next Home Improvement Project.
- $0 Down
- 100% Financing
- Easy Approval
- Free Estimates
PACE MAKES YOUR DREAMS COME TRUE
Property Assessed Clean Energy (PACE) is a low-cost financing option that allows property owners to finance the entire cost of energy-efficient and hurricane-protection improvements. PACE promotes energy efficiency by providing home improvement upgrades that reduce your carbon footprint significantly. And, with energy efficiency, you can save a lot of money on your utility bill.
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PACE Eligible Projects
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PACE Program Affiliations
AFFILIATED WITH THESE TOP LENDERS
IS PACE A LOAN?
PACE is not a loan, but rather, a property assessment. PACE financing requires no up-front costs and payments are made as a line item on the homeowner’s property taxes. This means that your payment will only reflect what will appear on your property taxes when you receive your bill. The capitalized interest accrues on your financing before the first payment is due. So, rather than bill you all at once with your very first payment, you only need to pay a little bit each time. PACE funded home improvements may also lead to significant utility savings that can help offset the payments on your property tax bill.IS PACE A GOVERNMENT INCENTIVE OR DISCOUNT PROGRAM?
PACE funding is made possible by local governments, however, it’s not a government incentive, nor is it a discount or subsidy program. Although PACE doesn’t provide any government funding, payment forgiveness, or specialized discounts, there are still plenty of financial benefits associated with choosing PACE for home renovation financing. For instance, if you choose to opt for PACE for impact window financing or hurricane door installation, it can add significant value to your property. So, although you won’t be receiving any special discounts, you could possibly make a profit if you choose to sell your home after making these upgrades and when you’ve completed all your assessment payments.WHAT DETERMINES MY ELIGIBILITY FOR PACE?
PACE home renovation financing eligibility is based primarily on the amount of equity that you have in your home. Your ability to repay your assessment, as well as your overall mortgage payment history also directly determines your eligibility for the PACE program for home improvement financing. However, don’t get this confused with your credit. Getting approval for PACE financing is not based on your credit score and you receive low fixed interest rates regardless of your credit score. Also, you have the option of spreading the cost of the life of your products for up to 30 years!PACE Financing Comparison
COMPARE PACE WITH OTHER FINANCING OPTIONS
PACE
Traditional Loan Morgage
Credit Card Unsecured Credit
HELOC
Approval not based on credit score:
Low interest rates (regardless of credit score):
Fixed rates:
Spread cost over life of product (up to 30 years):
The PACE Impact
JOIN THE HOMEOWNERS THAT ARE GIVING BACK
kWh of Electricity Saved
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B
Energy Bill Savings
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B
U.S. Jobs Created
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Successful Projects
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B +
